In recent past, we had a case for a poorly controlled diabetic for which every other “diabetes friendly” company declined, and American National made an offer that even shocked us. We’ll let you know if there may be better rates or options available to you than what American National may offer. Like Banner Life, Protective Life, North American, Minnesota Life and "no exam" companies like Assurity Life, SBLI, Pacific Life and Sagicor Life. This is the perfect "out" if your health does not improve and you'll need longer insurance coverage.Ĭlick link below if you’d like to get an accurate American National Life Insurance quote and we’ll send you an accurate quote.Īt the same time we will compare the American National quote to other competitive life insurance companies. You can extend the policy to a 20 or 30 year term plan without having to show new evidence of good health in the first three policy years. This annual renewable term plan is also the only term policy that can be converted or automatically extended to a longer duration term plan later. This is the perfect type of coverage if the life insurance is only needed for a short period of time, like 3 to 5 years.Īn annual renewable term plan can also be a good option for people who need insurance now, but can't qualify for the best rate now. American National Life also offers one of the best annual renewable term or 1 year term rates that increases in cost a little bit each year.
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